About Approved Casualty & Surety
The surety and insurance back-shop built for brokers.
Approved Casualty & Surety is a wholesale MGA based in Oakville, Ontario. Since 2010 the team has placed contract surety, commercial surety, professional E&O and specialty commercial lines for brokers across Canada (outside Quebec) and into US markets.
We've got you covered
Surety expertise, built for the brokers we serve.
Approved is a full-service wholesale insurance and surety MGA. Decades of surety and insurance experience, dedicated to giving brokers the protection their clients need to live and do business with confidence.
Our mission
To provide our broker partners with expert guidance, exceptional service, and the best insurance and surety products available. We aim to be their trusted partner and the go-to source for all their bonding needs, whenever they need us.
Our vision
To be the leading provider of wholesale insurance and surety products in North America. We strive to continuously innovate and improve our services, while maintaining the highest standards of quality, integrity, and professionalism.
Our core
To be the trusted partner in insurance and surety for the brokerages we serve. To be our broker partners' bonding back-shop and helping them build stronger, more successful businesses with their clients in the rapidly changing industry.
What we place
Surety first. Specialty insurance alongside it.
Contract surety is the core of the book. The insurance lines exist because the same contractors and professional firms need them.
Contract surety
Bid, performance and labour and material payment bonds for contractors at every stage, from a first bond to a growing work program.
Learn moreCommercial surety
Licence and permit, customs and excise, estate, fiduciary and lost document bonds. Fast-turn, transactional files.
Learn moreDeveloper and Tarion bonds
Subdivision and development obligations, plus Tarion and excise deposit bonding for Ontario builders.
Learn moreUSA bonding program
Contract, commercial and BMC-84 bonds in US markets for your Canadian clients.
Learn moreErrors and omissions
Five professional E&O programs with limits up to $5M and on-screen pricing for standard risks.
Learn moreConstruction and property
Builders risk, residential course of construction, vacant dwelling and specialty contractors liability.
Learn moreCommercial lines
General liability, directors and officers, trade credit and legal expense.
Learn moreWestern Canada surety
Surwest Surety Source, our Calgary-based surety division for Alberta, BC, Saskatchewan and Manitoba.
Learn moreHow a file moves
From submission to answer, with an underwriter on the file the whole way.
- 01
Send the file
Email the application and supporting documents to submit@approvedcasualty.com, drop them in the upload portal, or start with the chat tool.
- 02
An underwriter reviews it
We check fit, ask for what is missing once, and take the account to the market that writes that risk.
- 03
You get an answer
A quote, terms and the paperwork to bind, or a clear no with the reason. Either way you know where you stand with your client.
Every bond and policy is subject to underwriting approval. Terms, limits and pricing depend on the account.
The team
Underwriters you can call.
Questions get answered by the person who works the file. Call the office, ask for the underwriter on your account, and you get a direct conversation.
Markets and memberships
Lloyd's Coverholder, with domestic and international markets behind every line.
Approved holds Lloyd’s Coverholder status and places business with a mix of Canadian and international underwriters. The team is active in the National Association of Surety Bond Producers, the Canadian Association of Managing General Agents and the Surety Association of Canada.
What we stand for
What makes us great?
- Ethics, first and foremost
- Providing the best possible protection solutions for our customers to earn their business and trust for life
- Platinum Rule: Treat others the way they want to be treated
- To give back to the community often and in meaningful ways
- Constant and never ending innovation
- Family first
Next step
Ready to send a file?
Use the bond request form below, email the application, or call. An underwriter picks it up from there.