At Approved Casualty & Surety, we have the tools to protect your business against a wide range of exposure. Since no two contractors have the same insurance needs, we will help customize an insurance package customized for you!
Four of the most common typeS of contractor insuranceS are
General Liability Insurance
General liability insurance is a must-have for contractors and subcontractors. It provides coverage for bodily injury and property damage claims that can arise from accidents on job sites or due to completed work.
Contractors' Equipment Insurance
As a contractor or subcontractor, your tools and equipment are essential to your business. Contractors’ equipment insurance provides coverage for your equipment, tools, and machinery against theft, loss, and damage. This coverage can also provide protection for rental equipment that you may be using on a project.
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, is a type of insurance that protects you from claims of professional negligence. For example, if you make a mistake on a project that causes financial harm to your client, they may sue you for damages. Professional liability insurance can cover the legal fees and settlement costs associated with such claims.
Commercial Auto Insurance
Whether you drive your company van, pickup truck or your own vehicle, if you use vehicles for business purposes, you need commercial auto insurance. This coverage provides protection for accidents, theft, and other damage to your work vehicles, as well as liability coverage in case you or your employees cause an accident while driving for work purposes.