If you’re only treating Course of Construction (COC) as a way to place a one-off file, you’re missing the bigger picture.
COC coverage—especially when paired with Builder’s Renovation, Vacant Property, and Dwelling Fire—opens the door to an entirely new client segment. Builders. Flippers. Owner-constructors. Private lenders. These aren’t just one-time policyholders—they’re repeat buyers, often with multiple properties per year.
Brokers who understand that are building entire growth channels around AU Gold.
Construction Is Local. That’s Why Brokers Win.
Builders and developers often want someone local, responsive, and easy to reach. Online quote engines might handle the basics, but when projects shift or lenders get involved, they need a human who can adjust fast.
This is where brokers shine—and where AU Gold supports you with fast quoting, flexible terms, and coverage that doesn’t fall apart under scrutiny.
Multiple Stages. Multiple Products. One Broker.
What happens after a COC policy expires?
Smart brokers don’t walk away—they transition coverage and deepen the relationship. Here’s how:
- Before construction: Vacant Property
- During construction: Course of Construction
- Mid-reno or repair: Builder’s Renovation
- After completion: Dwelling Fire or Homeowners
The real win is stacking these policies over time—and offering a full service experience that earns you referrals and repeat business.
📄 Download the COC Product Sheet
📄 Download the Builder’s Renovation Guide
Lenders and GCs Are Referring More Than Ever
Many residential builds are being financed by private lenders, small MICs, or investor groups. These stakeholders want:
- Fast COIs
- No charge for additional insureds
- Clear liability terms
- Lloyd’s paper
AU Gold checks every box, which makes it easy for brokers to become the go-to contact for financing professionals and general contractors who want files handled quickly and professionally.
Talk to Jason Sweet about how to turn these contacts into referrers.
If You’re a Broker Looking to Grow, This Isn’t Optional
Construction isn’t slowing down—and neither is the demand for competent brokers who can place non-standard risks without wasting time.
AU Gold lets you quote, bind, and manage files fast. More importantly, it gives you the confidence to have better conversations with builder clients.
This isn’t just a coverage play. It’s a business development strategy.
🎯 See the full AU Gold Residential Course of Construction program
📞 Connect with Jason Sweet to start quoting—or build your own construction playbook
