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Bonding · USA program

US bonds for Canadian clients. One Canadian broker, US sureties.

Canadian contractors bidding US work, freight brokers hauling cross-border and businesses licensed in a US state all need US-form bonds. Send the requirement and a surety underwriter places it with a US-licensed surety.

Send a bond request
Call 1-877-495-8777
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The 60-second version

What you need to know before you call the client back.

Three answers for the broker with a client on the other line. The full guide is below for when you have ten minutes.

What it is

Access to US surety markets for Canadian businesses that need a bond for a US obligee: a state, a city, a federal agency or a US project owner.

When your client needs one

When a US contract, licence or regulator asks for a bond from a surety licensed in that state or listed with the US Treasury.

What you send

The US bond form or requirement, the obligee, the amount and the client's financials.

The full guide

The broker's guide to US bonds for Canadian clients.

What the program places

FamilyExamplesPage
ContractBid bonds, agreements to bond, performance, labour and material payment, maintenanceContract bonding
CommercialLicence and permit, tax, court and fiduciary bondsUS commercial bonds
FreightFMCSA property broker bond (BMC-84)BMC-84 bonds

US federal construction

On US federal construction contracts over $150,000, performance and payment bonds are required (FAR 28.102-1). For work in the US, corporate sureties must appear on Treasury Circular 570 (FAR 28.202). State and local projects set their own rules. Send the bid documents and we confirm what the obligee will accept.

Why a Canadian file needs a US surety

  • US obligees often require a surety licensed in their state.
  • Federal work requires a Treasury-listed surety.
  • The bond form is the obligee's form, not a Canadian standard form.

How a US file moves

  • Send the requirement: bond form, obligee, amount, dates.
  • An underwriter reviews the client's financials and US exposure.
  • Terms come back with any conditions, such as indemnity or collateral.
  • The bond issues on the obligee's form from a US surety.

Every bond is subject to underwriting.

What to send

What to send for a US bond.

Underwriters move fast on files that give them what they need and slow on files that make them chase. Send the package below to submit@approvedcasualty.com or through the bond request form, and put the date the obligee needs the bond in the first line.

  1. 01
    The requirement

    The obligee's bond form, bid documents or licence rules.

  2. 02
    Obligee and amount

    Who the bond is to, the penalty and the state.

  3. 03
    Financial statements

    Two to three years, accountant-prepared.

  4. 04
    US operations

    Entity, state registrations and US work history.

  5. 05
    Work on hand

    For contract bonds: current projects and percent complete.

  6. 06
    Timing

    The bid date or licence deadline.

The 60-second fit check

If the file clears all five, send it today.

  • You have the US bond form or requirement.
  • You know the obligee and the amount.
  • Financial statements are current.
  • The client is registered to do business in that state, or knows how.
  • You know the deadline.

Every bond is subject to underwriting. Capacity, terms and premium are set from the file. Nothing on this page is a commitment to issue a bond.

Underwriter's desk with a navy folder, a financial statement, a government form on a clipboard and a calculator

Where the work is

Cross-border notes.

State rules

Licence and permit bonds are set state by state, and sometimes city by city.

Federal work

Treasury Circular 570 sureties for US federal construction.

Canadian files

Canadian bonds go to the Canadian surety desk.

US bonds are written through US-licensed sureties. Canadian bonds stay with the Canadian surety desk; Western Canada files go to Surwest Surety Source.

Broker FAQ

The questions brokers ask on the first call.

Not covered here? Call 1-877-495-8777 and ask for the surety desk.

Can a Canadian company get a US surety bond?

Yes. Canadian businesses can be bonded by US sureties for US obligees, subject to underwriting.

What bonds does the USA program cover?

Contract bonds, commercial bonds such as licence, permit, tax and court bonds, and FMCSA freight broker bonds.

Do US federal projects need a special surety?

Yes. For US work, corporate sureties must appear on Treasury Circular 570.

When are bonds required on US federal construction?

Performance and payment bonds are required on contracts over $150,000 under FAR 28.102-1.

How do I start a US bond request?

Use the bond request form below or email submit@approvedcasualty.com with the bond form and obligee.

Are US bonds guaranteed?

No. Every bond is subject to underwriting.

Keep reading

Related bond pages.

USA BMC-84 bonds

FMCSA freight broker bonds for Canadian brokers.

Read

USA commercial bonds

Licence, permit, tax and court bonds in the US.

Read

Contract bonding

Bid, performance and payment bonds.

Read

Commercial surety

Customs, CARM, licence, court and lost document bonds.

Read

Developer and Tarion bonds

Municipal, Tarion and deposit security for builders.

Read

Developer bonds

Subdivision and site plan security for municipalities.

Read

From the blog

Surety articles for brokers.

All surety articles

Next step

Have a client who needs a bond? Send the requirement.

Use the bond request form below, email the package to submit@approvedcasualty.com, or call and ask for the surety desk. A surety underwriter reviews every request and comes back with next steps or questions.

Send a bond request
Email submit@approvedcasualty.com
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