Insights
Underwriting notes, bond fundamentals and placement guides from the Approved team. New articles most weeks.
Stop Guessing Between Bonds, Endorsements, and Limits Your client wants more protection. You have a tender on your screen, a renewal meeting
Stop Letting Bond Pricing Kill Your Construction Deals Pricing a construction bond in Ontario is always a balancing act. Owners want full
You have an Ontario client with a project on the line. The owner or lender wants security. The bank is pushing a letter of credit.
Why Brokers Keep Misplacing Construction Risk You are probably forcing at least some construction files into the wrong product, then cleaning it
Stop Paying Twice for the Same Construction Risk Double coverage in a construction file does not look dramatic. It is usually a
Missed Bond Triggers That Cost You Real Money Most construction bonds in Ontario do not fail because the wording is bad. They
Ontario construction bonds remain an important part of public and private construction risk management. This guide explains where they still apply, how they differ from insurance, and what brokers should review before presenting a file.
Builders risk protects construction property against covered physical loss or damage. Construction bonds address contractor performance and payment obligations. This guide helps Canadian brokers explain why many projects need both.
Construction bonds and insurance serve different purposes, but Ontario contractors often treat them as interchangeable. This guide helps brokers explain obligee protection, indemnity, underwriting, and common bond types more clearly.
Approved Casualty & Surety has launched Surwest Surety Source, a Calgary-based surety division led by veteran underwriter Ralph Golberg. The new division supports brokers placing contract and commercial surety bonds across Western Canada.
Submissions
Send the application to submit@approvedcasualty.com or drop it in the upload portal. An underwriter reviews it and replies with next steps.
