Insights
Underwriting notes, bond fundamentals and placement guides from the Approved team. New articles most weeks.
A contractor may report strong revenue and profitable projects while one large, overdue receivable creates pressure behind the scenes. Brokers should understand the age, collectibility, and concentration of contractor receivables before presenting the bonding file.
A contractor may be qualified to lead a project while relying heavily on one subcontractor for its most critical work. Brokers should understand that dependency before presenting the bonding file.
A contractor may be qualified to lead a project while relying heavily on one subcontractor for its most critical work. Brokers should understand that dependency before presenting the bonding file.
A construction bond request may look familiar at first, but the obligee, underlying agreement, project funding, and bond wording can point to a very different obligation. Here is what brokers should review before taking the file to market.
A guide to getting faster surety approvals, including how brokers can improve submission quality and communication with underwriters.
Small differences in bond wording, issuance status, and contract details can create significant problems for Ontario brokers. Here are three surety bond gaps to identify before a file becomes urgent.
A practical look at common bond submission mistakes and how brokers can avoid delays by improving submission structure, accuracy, and context.
Ontario construction bonds remain an important part of public and private construction risk management. This guide explains where they still apply, how they differ from insurance, and what brokers should review before presenting a file.
A practical guide to WIP schedules in surety bonding, including what underwriters look for and how brokers can improve submission accuracy and speed.
Builders risk protects construction property against covered physical loss or damage. Construction bonds address contractor performance and payment obligations. This guide helps Canadian brokers explain why many projects need both.
Submissions
Send the application to submit@approvedcasualty.com or drop it in the upload portal. An underwriter reviews it and replies with next steps.
