Insights
Underwriting notes, bond fundamentals and placement guides from the Approved team. New articles most weeks.
Financial statements are central to a contractor bonding review. Learn which financial indicators underwriters examine, why CPA-prepared statements matter, and how brokers can provide useful context.
Construction bonds and insurance serve different purposes, but Ontario contractors often treat them as interchangeable. This guide helps brokers explain obligee protection, indemnity, underwriting, and common bond types more clearly.
When a bond file starts to stall, you don’t always have time to wait for standard answers.
A practical look at what makes a strong bond submission and how brokers can structure files to improve underwriting response times.
When a new construction client needs bonding quickly, brokers can reduce delays by gathering the right financial, tender, contract, and WIP details upfront.
Commercial insurance in Ontario plays a bigger role than many brokers realize, especially during hectic build seasons.
As the chilly winds of winter approach Ontario, residential construction sites face unique challenges.
When a contractor moves into larger projects, bonding capacity becomes more than a number. Brokers need to understand the financial, operational, and backlog story behind the request.
Errors and omissions (E&O) insurance has become a key player in business protection, particularly for IT professionals. With rapid technology advancement and
Architects and engineers continuously play a vital role in shaping our environments, molding everything from towering skyscrapers to sturdy bridges.
Submissions
Send the application to submit@approvedcasualty.com or drop it in the upload portal. An underwriter reviews it and replies with next steps.
