Insights
Underwriting notes, bond fundamentals and placement guides from the Approved team. New articles most weeks.
Legal expense coverage often comes up when a project is already in trouble, but for permits, it can be useful long before anything breaks down.
Winter slows everything down. Crews fall behind. Trades ghost jobs.
Placing a bond for insurance might feel routine, but the truth is, it is easy for details to fall through.
Construction insurance in Ontario often looks fine on paper until something delays a job site or the ground freezes up during winter. That is when the blind spots show up.
Most contractors bidding on public jobs need a surety bond in Ontario. But obtaining one is not as simple as filling out a form.
Every broker offering builder’s risk coverage knows the drill. Jobs start strong, timelines get pushed, and suddenly the policy end date shows up while scaffolding is still up.
Leaving a home vacant for 30 to 60 days can create serious coverage gaps. Most standard home insurance policies limit or remove key protections during vacancy. This guide explains the top mistakes homeowners make and why vacant home insurance Canada is essential for preventing costly losses and ensuring your property remains fully protected.
Vacant property insurance Canada is essential when a home sits unoccupied for 30 to 60 days. Standard home insurance often reduces or removes coverage during vacancy, leaving owners exposed to risks like water damage, vandalism and liability. As vacancy levels rise across Canadian markets, the right policy ensures your property stays protected and financially secure while unoccupied.
OPAL E&O is now available on the Quotey marketplace, giving brokers fast digital quotes for more than 100 classes of professional business. This API connection helps you place risks with less manual work and a simpler workflow.
Approved Casualty and Surety proudly welcomes Sid CohenNavi as our new Senior Underwriter. With over 15 years of experience in commercial underwriting and risk management, Sid brings deep expertise across construction, manufacturing, energy, and specialty sectors. His unique mix of technical insight, broker collaboration, and data-driven precision will help strengthen our commitment to intelligent, customized insurance solutions.
Submissions
Send the application to submit@approvedcasualty.com or drop it in the upload portal. An underwriter reviews it and replies with next steps.
